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This disclaimer applies to all articles, blogs, posts, comments, charts, tables or any other information we publish into the public domain on this site, by email distribution, through other sites, or by any other means (the “Public Materials”)

Opinions expressed in our Public Materials and our disclosed positions are as of the date of publication, and may no longer represent our current opinions. Our opinions and positions may change as subsequent conditions vary. We do not make any commitment to publish changes to our opinions or changes in our holdings.

Data included in our Public Materials is as of the publication date, or as of any other date or date range indicated in the Public Materials, and does not represent data after the publication date, which may be substantially different.

PUBLIC MATERIALS ARE NOT PERSONAL INVESTMENT ADVICE TO ANY SPECIFIC PERSON FOR ANY PARTICULAR PURPOSE. DO NOT TAKE ANY INVESTMENT ACTION BASED SOLELY ON THE CONTENTS OF ANY OF OUR PUBLIC MATERIALS. WE ARE NOT RESPONSIBLE FOR YOUR USE OF OUR PUBLIC MATERIALS IN MAKING ANY INVESTMENT DECISION, AND ACCEPT NO RESPONSIBILITY FOR ANY LOSSES YOU INCUR IN TAKING ANY INVESTMENT ACTION. YOU ARE FULLY RESPONSIBLE FOR ANY USE YOU MAKE OF THE CONTENT OF ANY PUBIC MATERIALS PREPARED BY US, AND FOR ANY LOSSES THAT OCCUR AS A RESULT OF ANY INVESTMENT ACTION TAKEN IN RELIANCE UPON ANY PUBLIC MATERIALS PREPARED BY US. INVESTING INVOLVES RISK OF LOSS OF CAPITAL.

All of our Public Materials are for informational purposes only. More factors than considered in our Public Materials should be evaluated before taking any investment action. Perform your own investment research before making any investment decision. Consider seeking professional personal investment advice before implementing your portfolio ideas.

We utilize information sources that we believe to be reliable, but do not warrant the accuracy of those sources or our analysis. Past performance is no guarantee of future performance, and there is no guarantee that any forecast will come to pass.

We are a fee-only investment advisor, and are compensated only by our clients. We do not sell securities, and do not receive any form of revenue or incentive from any source other than directly from clients. We are not affiliated with any securities dealer, any fund, any fund sponsor or any company issuer of any security.

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